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Stichworte: Deductible insurance
Which of the following is not automatically included in a life insurance contract
Which of the following is guaranteed under a variable whole life insurance policy
The amount of survivors insurance benefits paid by Social Security is Quizlet
Why would the insurance Commissioner examine the records of insurance company
A life insurance company would most likely invest in all but which of the following properties
What type of insurance plan is provided through an employer or union quizlet?
An individual Disability Income insurance applicant may be required to submit
All of the following must sign an application for health insurance EXCEPT the
All of the following health insurance disability benefits are income tax free EXCEPT
What percentage of college students are estimated to have no health insurance?
What are the underwriting factors that will increase your risk classification?
Do California employers have to offer health insurance to part time employees?
In a life insurance policy which provision states who may select policy options
The health Insurance Portability and Accountability Act provides for which ethical issue
Which life insurance policy provision allows a policyowner to cancel the policy
Which of the following occupations would have the lowest disability insurance premiums
An insurance agent has a fiduciary responsibility to all of the following EXCEPT
When must an insurable interest exist for a property and liability insurance policy?
Which of the following will you find in the consideration clause of a health insurance contract?
Which type of business disability insurance covers a business monthly operating expenses while the owner is disabled?
Which of the following includes expenses for medical care that arent reimbursed by the insurance company?
Which of the following is not a limitation typically included in a health insurance policy Quizlet
When the Limited Mexico Coverage endorsement is added to a personal auto policy it provides coverage while the covered autos is how many miles into Mexico?
An insurance company has just received a request for verification from a viatical
Which of the following allows you to auto-post insurance payments to multiple patient accounts
What is the purpose of the life and health insurance Guaranty Association quizlet?
The use of increased deductibles by the insured in insurance contracts is one example of:
What is considered to be a characteristics of a conditional renewable health insurance policy?
When replacing a life insurance policy a producer must provide the applicant with a
Which of the following is a requirement to operate as an insurance agency in Florida?
An applicant for insurance is requesting more information from her agent about a claim
An insurer may discriminate against a person through underwriting if that person has
Which of the following is not covered under standard fire and special perils policy?
Which of the following is what the patient owes after the insurance company has paid?
What did the website estimate it would cost to replace all the items in your apartment?
What include banks Credit companies insurance companies and other businesses that help insure against the risks associated with the buying and selling of goods?
What organization was a major opponent of national health insurance in the 20th century?
Which of the following is not an important factor when choosing an insurance company?
The basic assumptions that the company used to compute its life insurance premiums include all but
An insurance company organized under New York laws and licensed to do business in Texas
What type of life insurance incorporates flexible premiums an adjustable death benefit?
A medical assistant is assisting a patient whose insurance does not cover immunizations
No insurance policy form can be issued delivered or used in this state unless it has been
The unemployment insurance program is financed largely through federal and state taxes on
What is possible about adverse outcomes from not having health insurance in America today?
Who responsibility is it to make certain that an application for insurance is filled out completely and correctly?
The salaries of investment professionals who are employed by an insurance Company are categorized as
Which of the following best describes the concept that the insured pays a small amount of premium for a large amount of risk on the part of the insurance company?
Which of the following does NOT have to be included on life insurance policy illustrations
Which type of life insurance policy allows a policy owner to pay more or less than the plan premium?
Premiums collected on behalf of the insurance company by an agent will be held in what capacity
What is the most common name for a single policy that is designed to ensure two or more lives with a standard premium and that pays the death benefit upon the first death?
Setting compensation incentives involves finding the right balance between risk and insurance.
Which if these actions should a producer take when submitting an insurance application to an insurer?
Which section of an insurance policy describes the responsibilities and obligations of the insured and the insurance company?
Which of the following is true of the health insurance portability and accountability act (hipaa)?
If an agent’s license has been revoked, how long must they wait before applying for another license
What is the waiting period on a waiver of premium rider in life insurance policies Quizlet
Which of the following is not regulated by the insurance Information and Privacy Protection Act
Which of the following is an effort to influence a person to buy an insurance product from you
What is the amount of money that the policy holder will pay before the insurance company will pay on an insured loss?
__________ protects against the loss of health insurance due solely to being temporarily unemployed.
All of the following are typically included in a life insurance policy illustration EXCEPT Quizlet
Which of the following is not required on an illustration used in the sale of life insurance policy?
When evaluating an application what three decision options are available to an underwriter?
The entity responsible for notifying the insurance company of a disability income claim is:
A life insurance policy sold in Michigan may be contested by the insurer only during the first
How many months can a life insurance policy normally be backdated from the date of application quizlet?
When replacing life insurance the duties of the replacing insurance company include all the following except?
When an agent delivered an insurance policy to the insured he collected the initial premium
When an individual who is insured under a disability income insurance policy Cannot perform?
A life insurance policy that contains an accelerated benefit rider will provide funds if the
Which type of life insurance policy allows a policy owner the choice of investments along with flexible premium payments?
The state and federally funded health insurance program for low-income individuals. quizlet
What is the minimum number of employees needed for a small employer medical expense plan in New Mexico?
What must be given to a life insurance applicant when the agent receives an application in the initial premium?
Which of the following is not a situation that involves life insurance policy replacement Quizlet
How must a replacing producer response to an applicant wishing to replace existing life insurance quizlet?
Which means the provider agrees to accept what the insurance company allows or approves as payment in full for the claim quizlet?
Fee-for-service plans offered by private health insurance companies are also referred to as
If a client has no life insurance and low income, what life insurance policy should be recommended?
Which of these statements regarding the extended term insurance nonforfeiture option is accurate
Scott has a life insurance policy in which the dividends are left with the insurance company
What is it called when an investor buys a life policy on an elderly person in order to sell it for a life settlement?
According to the entire contract provision, what document must be made part of the insurance policy
In a life insurance contract, an insurance companys promise to pay stated benefits is called the
What kind of life insurance policy covers two or more people with a death benefit payable upon the last persons death?
All of the following information needs to be included on an application for life insurance EXCEPT
All of the following is true regarding lump-sum payment of life insurance policy proceeds, except:
In which of the following ways does term life insurance and whole life insurance differ Quizlet
What rider is designed to help the insured offset the effects of future inflation on the policys face amount?
Which of the following statements regarding the accidental death benefit ADB rider to a life insurance policy is correct?
Which of the following statements is correct about a policy loan against a life insurance contract
Which life insurance rider allows for the purchase of additional cash value life coverage for the named insured?
What is the name for the rider that provides additional term insurance for up to five family members?
Which of the following information will be stated in the consideration clause of the life insurance policy?
Which of the following provisions prohibits an insurance company from incorporating external documents into an insurance policy quizlet?
Which of the following health insurance coverages is best suited for meeting the expenses of catastrophic illness?
What term refers to the amount of money that a patient must pay before the insurance company starts providing benefits?
Which type of insurance has as its goal providing every individual with access to health coverage
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